Macon Chapter 13 Bankruptcy Lawyers

Chapter 13 bankruptcy is an effective tool for many to reduce debt and protect property. If you are behind in your mortgage payments, you likely are experiencing stress. You may be struggling to pay past taxes. High credit card balances, medical bills and divorce are common sources of financial trouble. Hardworking people can fall into financial stress for a variety of reasons. Many feel isolated when their paychecks cannot cover the household budget.

If you are overwhelmed after trying to pay the bills, you are not alone. The struggle to regain financial health is difficult for many people across middle Georgia. At the law firm of Akin, Webster & Matson, P.C., we understand how draining it is for people to work and still come up short after juggling overburdensome debts. For many people, creating a Chapter 13 bankruptcy plan is an effective way to overcome debt and regain control of the household budget.

What Is Chapter 13 Bankruptcy?

Chapter 13 is often called the "wage earner's plan." It is a common misconception that an individual must have a job to qualify for this kind of debt relief. In reality, an individual may qualify based upon having one or more sources of regular income, including child support, retirement benefits or other forms of income.

Debt reorganization involves creating a plan to repay some or all of your debt over three to five years. Our experienced bankruptcy lawyers will explain the reasonable expenses and other factors that are considered by the court in reviewing your household budget under the plan.

Chapter 13 is a beneficial tool that can be used to:

  • Stop foreclosure
  • Catch up on past due mortgage payments
  • Pay nondischargeable tax debts
  • Protect nonexempt assets

Sit Down With An Experienced Bankruptcy Lawyer

You will meet one on one with a knowledgeable Chapter 13 bankruptcy attorney who understands how Chapter 13 plans work. Our attorneys have 80 years' combined experience and we dedicate our practice to helping people obtain debt relief. We will review your circumstances and priorities. We can explain what bankruptcy protection can and cannot do and tell you what options will best fit your needs in overcoming your debts.

Contact us online now or call our office in Macon at 478-250-1522 to set up a free initial meeting with an experienced bankruptcy lawyer.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.