Like many Americans, you may depend on the use of credit cards for your daily purchases. Whether it’s paying for necessities, such as groceries, or you are using them to pay for nonessential items, reliance on credit cards can quickly become an issue that may affect...
Bankruptcy
The automatic stay: one of the benefits of bankruptcy
It is not easy to make the choice to file for bankruptcy. One of the reasons you may choose to seek the protection provided by this legal option is because you need a way out of your current financial situation. You may be overwhelmed by debt, behind on your payments...
What happens if you don’t pay your credit card bills?
Like other consumers, you may rely on your credit cards to pay your bills and make purchases. It is easy to simply make a payment without considering how this could affect your overall balance. You may find yourself in a position where you owe more on credit cards...
Should I file for bankruptcy before or after my divorce?
Divorce is a process that will result in significant financial adjustments for both Georgia spouses. You may have serious concerns about how this choice will impact your finances and future interests, particularly in terms of how you will deal with your share of...
Will I lose my property if I file for bankruptcy?
If you are struggling with your finances, you have probably thought more than once about seeking relief through bankruptcy. It is a difficult decision, especially if you know little about the process and are unsure of what to expect. In fact, the uncertainty of what...
Chapter 7 may not discharge these 7 debts
For many in Georgia and across the country, the cloud over the past few years seems to be lifting, and they are reclaiming their lives. Jobs are plentiful, and life is slowly returning to normal. However, not everyone is rebounding financially. Whether global events...
Can my creditors take my paycheck?
In this uncertain economy, you may find it is more and more difficult to make your paycheck stretch, and before you know it, you are delinquent on your obligations. Falling behind on your debt payments can place you in a tough position. Your creditors might take...
Can bankruptcy discharge my medical bills?
In the past few years, many in Georgia and across the country have struggled with medical issues that have left them unable to work and scrambling to pay their bills. On top of that, they are helpless to stop the flood of medical debt resulting from emergency room...
Do student loans qualify for bankruptcy discharge?
You did what you thought you should by going on in school to further your education. You hoped it would benefit you financially in the future, but you’ve found that your student loans have been nothing but a drain on your pocketbook. You, like many other Georgia...
How to know when it might be time to seek debt relief
Going through periods of financial unrest can be stressful and intimidating, and such issues continue to affect many families in Georgia and elsewhere. Issues with debt can also impact various areas of one’s life and could also run the risk of disrupting future...