Individuals in Georgia and elsewhere who experience a serious medical condition might not always approach a hospital visit with the possible financial ramifications in mind. Unfortunately, medical expenses can be extensive in nature and even those who carry health...
Bankruptcy
Bankruptcy
Can bankruptcy help people struggling with student loan debt?
Student loans, millions of people — many right here in Georgia — have them and are unable to pay back what they owe. What can they do? Long has it been believed that student loan debt does not qualify for discharge through bankruptcy. That is not necessarily true. It...
Seeking relief through reorganization via Chapter 13 bankruptcy
The trials of financial strain can affect virtually anyone, regardless of one’s level of income. Individuals in Georgia who struggle under the weight of debt but feel their income may limit their options for relief could benefit from exploring Chapter 13 bankruptcy as...
The possible stress of dealing with debt in retirement
Many individuals in Georgia and across the nation spend years planning and saving for retirement. Unfortunately, it might not be uncommon for some to enter this stage of life in debt, and they may worry that similar concerns could affect their plans. Knowing some of...
The means test in Chapter 7 Bankruptcy
There are a variety of circumstances in life that could leave a person in Georgia or elsewhere facing extended periods of monetary unrest. After searching through the available options, some individuals may feel that bankruptcy could be just the tool to help them...
Knowing one’s options when facing wage garnishment
There may be a multitude of individuals in Georgia and across the nation who understand the strain of dealing with financial challenges. Many of these individuals may rely on their incomes to keep up with obligations, but what happens when they are faced with the...
Worried about car repossession?
The year 2020 is going to go down as one of the worst for numerous Georgia families, particularly when it comes to their finances. Too many individuals have found themselves struggling economically and missing payments on things like their homes, utilities and various...
Understanding one’s rights when dealing with debt collectors
There may be a multitude of individuals in Georgia and across the nation who are no stranger to the concept of dealing with constant collection attempts. Unfortunately, the average person might not fully understand his or her rights when speaking with debt collectors....
Some alternatives to bankruptcy might not always prove fruitful
When it comes to dealing with significant financial challenges, individuals in Georgia and elsewhere may find that there are a variety of topics to consider prior to choosing a path for relief. In some cases, those who feel uncertain if bankruptcy is the healthiest...
Bankruptcy: Understanding the automatic stay
Many individuals in Georgia and elsewhere may feel that one of the most intimidating aspects of struggling with debt pertains to dealing with constant collections attempts. Frequent calls and letters may do little to help an already stressful situation and those who...